Tag Archives: car accident

Top Five Things Car Insurance Companies Don’t Want You to Know

If you are ever involved in a car accident that results from someone else’s negligence, you will likely have to deal with an insurance company in order to obtain a settlement to compensate you for your injuries and losses. You should never expect that an insurance company has your best interest in mind during these negotiations. Learn the top five things car insurance companies do not want you to know regarding the process of attempting to receive the compensation you deserve after an accident.

They Will Make Filing and Paying a Claim Obnoxiously Long

The longer an insurance company draws out the process regarding a settlement offer, the longer they do not actually have to pay a victim. Additionally, some insurance companies hope that the long process will frustrate a victim so much that they will simply accept a lower settlement offer than they deserve. With mounting medical bills and life expenses, coupled with an inability to return to work, insurance companies know that victims count on settlements in order to pay daily expenses. Additionally, if they wait long enough to pay, a victim may fail to realize that the statute of limitations to file a claim in court has passed, leaving them with no legal ability to file a claim for the compensation they deserve.

Insurance Company Doctors Are Not Trustworthy

Insurance adjusters will always refer you to one of their doctors regarding your medical injuries in an attempt to find reasons to not fully pay a fair settlement claim. Doctors recommended by insurance companies will often attempt to find pre-existing conditions, arguing that your medical injuries are not the result of an accident at all. These tactics are simply used to discredit victims and minimize the amount of compensation offered as a settlement. Always make sure to visit your own doctor or medical professional in order to receive proper evaluation and treatment.

The Insurance Adjuster is Not Your Friend

Insurance adjusters will always come across as friendly and helpful. Many will ask simple questions such as how are you feeling today? If you say fine, they could use this answer against you regarding a lower settlement offer. Never make the assumption that the insurance adjuster is your friend. Most will sound very friendly and have manipulative tactics that attempt to endear themselves to victims. However, they have a vested interest in attempting to have you accept the lowest settlement offer possible. Never discuss anything with your adjuster that you do not have to, never offer complete medical records, and never allow yourself to be recorded.

The Insurance Company Does Not Want You to Sue

While an insurance company may use manipulative tactics in order to delay providing victims with appropriate settlement offers, they truly do not want a victim to sue for compensation following an accident. If a victim makes the decision to sue an insurance company for a fair and just settlement, they will have to expend additional resources and money in order to fight that lawsuit. This will only provide additional financial losses to the insurance company. Therefore, make sure to always stand your ground as it will likely provide you more of an opportunity to get the fair and just settlement that you deserve.

You Will Have a Lower Settlement Amount Without an Attorney

The truth is that you will likely have a lower settlement amount offered by an insurance company if you are not represented by an attorney. Insurance companies have adjusters who know manipulative tactics in order to get a victim to accept a lower settlement amount than they deserve. However, attorneys know these deceptive tactics and how to address them directly. If you suffered injuries and losses as a result of a car accident, make sure you have strong legal representation to get the settlement you deserve. Contact The Law Office of Daniel A. Rose as soon as possible, and our experienced accident lawyers will help you negotiate with the insurance company. Call for a free consultation today at 415-946-8900 or visit us online.

Top 7 Things Parents Have to Know When a Child Is Injured In a Car Crash

Any car accident can be overwhelming, and many people enter a state of shock following serious collisions. However, if you were involved in a car accident in the State of California, and your child was in the car with you, you may feel even more panicked or terrified. There are several steps you can take to ensure that your child receives the best possible treatment and care for their injuries and can receive justice if their injuries were due to someone else’s negligence.

Do Not Move Your Child

First, if your child is not injured in any way, or only has minor injuries, you may want to consider moving them from the vehicle, as there may be secondary accidents where other vehicles crash into the first accident causing a multiple-car pileup. However, if your child suffered injuries that seem serious or severe, you should make the decision to not move your child. Call 911 as soon as possible, and make sure to let them know that a child has been injured. This will alert emergency medical personal that there is a child on the scene of the accident to better prepare their medical attention and treatment. The police dispatcher may be able to help you make a decision regarding whether or not you should move your child out of the vehicle

Obtain Immediate Medical Evaluation and Treatment

If emergency personnel arrive at the scene of the accident, they will likely decide whether your child needs to go to the emergency room immediately. If they do not believe the injuries are severe enough to warrant an emergency room visit, you should still seek immediate medical evaluation from your personal physician or healthcare provider as soon as possible. Your child may have injuries that remain unnoticed for hours or even days such as traumatic brain injury, internal bleeding, internal organ damage, fractured bones, whiplash, neck and spine injuries, or even nerve damage. The sooner your child is seen by a medical professional, the sooner they will be able to receive appropriate treatment.

Obtain a Police Report

While a police report will not help your child’s injuries, having an official copy will help you file a claim with an insurance company in order to receive compensation for your child’s suffering, medical bills, and pain due to someone else’s negligence. You have the right to hold those negligent parties responsible for your child’s injuries and receive compensation for the substantial medical bills you may have, as well as lost wages due to the inability to return to work as you care for your child.

Contact an Experienced Personal Injury Attorney

If your child was injured in a car accident, contact The Law Office of Daniel H. Rose. We will work on your child’s behalf to ensure that you receive compensation and a just settlement. Contact our experienced car accident attorneys at 415-946-8900 or online today.