Tag Archives: car accident

Most Dangerous Times to Drive in San Francisco

San Francisco has some of the most saturated traffic in the nation. According to the 2021 Urban Mobility Report, The San Francisco Bay Area has the fourth overall worst traffic and fourth-highest excess fuel consumption due to congestion in the nation (and both numbers rose from 2019 to 2020).

If you’re one of the many drivers in the area, then you may be wondering what you can do to avoid these statistics. Interestingly, there are days and times where accidents and traffic congestion are more likely to occur.

What can make driving turn deadly?

Typically, the risk of collision is greater when driving during the heaviest hours of congestion when commuters flood the freeway to get home from work. Usually, to make matters worse, these drivers are in a rush! Add potential drunk drivers or drivers under the influence of illegal drugs into the commotion of a heavily trafficked freeway, the risk for a severe accident is even higher. These drivers are out on the freeways in droves during Friday evening’s rush hour.

The best way to protect yourself and your passengers from a terrible wreck (even a potentially fatal one) is by being aware of the risks, surroundings, and data to make smarter driving time decisions.

For example, San Francisco-Oakland, California, is fifth in the nation as of 2020 for excess truck travel time and congestion. It’s horrible to be on a packed freeway, let alone with massive 18- wheelers surrounding your sedan or minivan.

How Many Accidents Occur in the Bay Area?

Although in 2020 reports, the Bay Area saw a dip in the number of crashes, this was most likely due to fewer Californians commuting to work as many workers went remote. Additionally, Covid-19 related lockdowns were prevalent in much of the state for long stints, which also impacted traffic, so 2021 numbers may reflect much higher. According to The National Highway Traffic Safety Administration (NHTSA), traffic deaths were up by 7% across the country despite, on average, 13% less congestion in 2020. Nevertheless, the Bay Area’s statistics are still staggering compared to other portions of the U.S.

Vision Zero is a city policy implemented back in 2014 in San Francisco to eliminate traffic deaths on the city’s roads by 2024. Unfortunately, the number of traffic fatalities grew from the prior year. In 2020, 30 deaths in San Francisco city limits were traffic fatalities. Of course, this does not include the entire Bay Area. Oakland’s traffic deaths spiked in 2020 by nearly 60%, and more than 20,000 people were injured in San Francisco traffic-related accidents in 2020.

What is the deadliest time of day on the road in San Francisco?

According to the City of San Francisco’s definition, the morning peak period of road congestion is 7-9 a.m., and evening peak is 4:30-6:30 p.m. During these times of day, be sure your eyes are on the road and you are not distracted by your phone or loved one in the car with you. Pay attention to traffic and speed laws, pedestrian traffic, red lights, stop signs, and yielding  —which all happen to be the city’s top five things to focus on while driving but are the leading five causes of collisions.

What to do if you’ve been injured in a California vehicle collision?

First, call the police and file a report. It’s not always easy gathering insurance and contact information after an accident, especially if you’re injured or it’s a multi-car crash. To make matters more complex, we live in a world where rideshare drivers often are speeding to pick up a fare and are involved in accidents. Everyone’s anxiety also seems to be higher in a pandemic world, and with a battered economy, some drivers may be cruising around without insurance, registration, or a valid license.

In some of the worst instances, you may be dealing with an intoxicated driver, making matters more dangerous and complicated. The police will gather everyone’s information carefully and efficiently.

Next, always get checked out at the hospital even if you feel fine, as the signs of whiplash, for example, don’t always show up instantly. Plus, the anxiety of an accident can mask symptoms and pain of injuries you may not be aware you’ve obtained.

Lastly, but just as essential as the above, it’s wise to contact an experienced and trusted California Bay Area car accident attorney. A knowledgeable attorney will ensure you know all of your rights and collect any damages you may be entitled to receive.

When You’re Injured in an Accident Caused by a High Driver

According to The California Office of Traffic Safety (OTS), the higher on drugs one is, the more significant risks they take while driving. A 2018 report revealed, 42% of all drivers killed in collisions (who had been tested) tested positive for legal or illegal drugs, and the percentage has increased in each following year of data.

OTS, California law enforcement, federal agencies, and the cannabis and pharmaceutical industry representatives are all concerned and wish to bring greater awareness to the public, particularly drivers who take prescribed drugs and those using illegal ones. Bringing awareness and potentially more reform could prevent even more significant loss of life due to these severe issues in the future.

California’s Proposition 64 doesn’t negate your right to safety

First, despite California’s Proposition 64 (The Adult Use of Marijuana Act (of 2016), which made it legal for people 21 and older to use and grow marijuana for personal use, drivers still have rights and laws of the road in place to protect them in the event of a collision with a high driver.

Although using marijuana is permitted in private residences or at a business licensed for the on-site consumption of marijuana, using marijuana while driving a motor vehicle remains illegal, anywhere that prohibits smoking tobacco, and in all public spaces.

California’s drunk and drugged driving law applies to over-the-counter medications that make a motorist sleepy and now legal drugs like marijuana. The use of marijuana, therefore, is not permitted in a car, drivers cannot drive with THC in their system, and it may not be out in the open in a vehicle.

How to prove a driver was driving while high?

Testing a driver for THC isn’t simple or very straightforward (at the moment). A recent state report from The California Highway Patrol’s Impaired Driving Task Force recommends several changes to test and track California drivers impaired by marijuana and other drugs more efficiently. For now, officers have to mainly rely on monitoring a driver’s actions for symptoms of marijuana use. An officer can observe a driver’s pupils for reactions and dilation. Marijuana affects a part of the brain that controls movement, stability, and coordination, and can diminish perception and memory. Officers can check for tremors in eyelids and the body. If marijuana use is suspected, only a blood test can verify the presence of THC and its levels, but this is time-sensitive, as the level of THC reduces by a whopping 75% within only one hour.

But what if a high or stoned driver has already injured you?

A driver arrested for DUI will have their driver’s license suspended and sometimes revoked. The court ruling may not only fine the driver but require jail time.

If a driver caused a crash while high, the driver’s car insurance would pay for medical bills, lost wages, car repairs/replacement, and other expenses caused during the collision. If the driver at fault doesn’t have insurance, your insurance’s underinsured and uninsured coverage will kick in.

Your rights and options after a crash with a high driver

First, call the police immediately. It is vital to make sure the police come to the crash scene as your insurance company will need an accident report and the driver’s insurance and contact information. In the event the other driver is found to be high or stoned, your insurance company will go after that driver’s insurance to get you compensation for expenses related to the crash.

If possible, make sure to take pictures of the high driver’s car and VIN, as well as any damage to your vehicle.

Next, it is wise to reach out to an attorney right away following a crash with a high or stoned driver as again testing is tricky, and you will want as much expertise on your side as possible to make sure you get total compensation.

An experienced and knowledgeable car accident attorney can ensure that you receive complete compensation for pain, suffering, lost wages (if you are out of work for any length of time), medical bills, prescriptions, therapy, and all other applicable damages.

Additionally, if the insurance settlement offer isn’t enough to cover your expenses, a personal injury attorney can aid you in filing a lawsuit.

Do not feel you don’t have ground to stand on with a stoned driver — you do but keep in mind that aspects of these cases can be time-sensitive and it is in your best interests to consult with an attorney.

Are Insurance Rates Affected in All Types of Car Accidents?

After safety, the first thought that comes after a car accident is, “Will my insurance go up?” Sometimes, this thought may even alter the way a driver handles the situation. They may opt to not get the police involved for fear that their insurance might go up.

Accidents don’t always require two moving cars to collide. Statistics from the National Highway Transportation Safety Administration show a third of collisions are caused from behind. These typically happen when a car runs into another already car stopped at a red light. Drivers also collide with stationary objects, like stop signs and parked cars.

The good news? Not all accidents will make insurance premiums rise. Insurance companies only raise premiums for what they deem “chargeable” accidents.

Chargeable Accident Defined.

In California, only chargeable accidents can lead to higher insurance premiums. A chargeable accident is when a driver is more than 50% at fault. The accident also had to cause:

  • Property damage. This can include damage to another vehicle, fence, or garage.
  • Bodily injury or death

Not All Accidents Are Chargeable

Since chargeable accidents are where the driver is more than 50% at fault, non-chargeable accidents mean the insured person was not to blame. In a non-chargeable accident, your insurance rates will not go up.

Some examples of non-chargeable accidents include:

  • A legally parked car that suffered damage
  • Stopped at a red light and rear-ended while not moving

Proof of Fault

An auto insurance company may require proof that the accident was not your fault, and therefore, not chargeable.

The following documents will be helpful to prove that the accident is not chargeable. It’s always a best practice to thoroughly read through any report or writing you intend to submit as proof. You should make sure that any information submitted correctly describes the accident.

  • Police reports. At times, the information may include the party at fault.
  • If there is a statement from the other driver admitting guilt, this should be submitted.
  • Written proof of the other driver’s insurance company accepting responsibility
  • Receipts or documents showing that you were reimbursed for damages

Can My Insurance Company Find Out About the Car Accident?

An auto insurance company will look at the motor vehicle record (MVR) when a driver applies for a new policy and t renewal times. A motor vehicle record will include accidents reported to the state.

In California, an accident must be reported to the DMV if a person is killed, harmed, or property damage is more than $1,000. The accident must also be reported within 10 days of when it occurred.

Auto Insurance Surcharges

A surcharge is defined as an increase in your insurance coverage after a chargeable accident. An auto insurer cannot start a surcharge mid-policy. They must wait until renewal.

Besides chargeable accidents, other variables can impose an insurance surcharge. These include moving violations and chargeable incidents.

Chargeable Incidents

A chargeable incident is a moving violation. Examples include speeding, leaving the scene of an accident, or driving under the influence of drugs or alcohol. Chargeable accidents and incidents can both cause insurance rates to increase for 3-to-5 years. The period will depend on whether there are subsequent chargeable accidents or incidents.

Contact an Experienced Attorney

If you have been the victim of a car accident and you’ve been surcharged, you will need a San Francisco auto accident lawyer to defend you. Call us at 415-946-8900 or at Dan Rose Law to schedule a free consultation.

 

Teach Your Teens What to Do When a Car Crash Happens

After years of protecting your children from danger, you now face one of the most dangerous activities: driving. Car crashes are the second leading cause of death for those between 5 and 29 years of age. In 2019, there were 36,096 motor vehicle fatalities. While the number of car crashes decreased in 2020, drivers under 20 are three times more likely to have a car accident. Statistics show that within their first year of driving, 1 in 4 teens will have an accident. Below are ways you can prepare your child if a car crash happens.

  1. Stay Calm

Speaking to your children about the range of emotions after a car crash is helpful.  Teen drivers, like adults, can feel shocked and guilty. They might think about whether their parents will be upset and whether the other driver is hurt. This may bring fear, nervousness, and even anger.

As parents, you can coach your teen children into awareness that these are normal feelings. Exercises like taking deep breaths in and out, or counting to 10 can help calm them down to face the situation. The calmer they remain, the better able they will be to handle the aftermath of a car accident.

  1. Call Home

Your teen should call home immediately. If your teen driver is crying and upset, as the parent, you can provide emotional support. The parent can also remind the teen child of what they should do if nerves and anxiousness make them forget.

Calling home also allows the parent time to get to the accident scene and act as a buffer. That way, the teen driver can get a better sense of how to handle the situation. This is important mainly because the adult parent will help with insurance claims after the accident.

  1. Call the Police

You should instruct your teen driver to call the police. They should check with everyone inside their car to see if anyone has sustained any injuries. This information can be given to the police to request emergency assistance. Usually, the dispatcher will ask the following questions:

  • The dispatcher will ask for the name and phone number of the person calling. This is necessary in case the authorities need to get in touch.
  • The dispatcher will need to know the severity of the accident. They will ask questions such as whether there is a fire, traffic hazard, and a need for medical assistance.
  • The dispatcher will need to know the precise location of the accident. Mile markers can help, in addition to the direction of travel (northbound, southbound, etc.), the name of the city or the road.

Even if there are no injuries, there may be times when it is advisable to still call the police. If there is a lot of damage to the vehicle, a police report can be beneficial for insurance purposes. The report will detail what the officer saw, statements from the drivers, and witness reports.

  1. Do Not Admit Fault

Cooperating with police during the aftermath of a car accident is essential. However, your teen driver should not admit fault. Liability is determined through investigations such as speaking with witnesses, photographs, and sometimes damage to the cars. Admitting liability or fault can complicate insurance claims and potential personal injury suits.

5. Exchange Driver Information

Requesting to exchange information with the other driver is important. You should advise your teen to take a picture with their phone of the other driver’s insurance card and driver’s license. If the other driver refuses, then your teen driver can at least write down the car’s make and model and the license plate.

It is a scary situation if your teen driver has been involved in a car accident. Consulting with a Bay Area car accident lawyer at the Dan Rose Law Firm can help you assess damages to make the right decisions for you and your family.

Know the compensation you should receive if you’ve sustained a ruptured disc during a car accident

After a minor rear-end collision — a fender bender or more significant car crashes —  back injuries can occur, including ruptured or herniated disks.

Unfortunately, a herniated or ruptured disk can mean debilitating pain, irritated nerves resulting in random sharp spasms, overreacting reflexes, leg numbness, and radiating pins and needles. These are severe injuries requiring extensive medical attention and care to treat and successfully recover from. You may need physical therapy or even surgery from a spinal specialist.

Regardless of what symptoms you may be experiencing, another damaging result of such an injury is exponential medical costs. Costs including your initial urgent care visit following the car accident, pain prescription costs, specialist appointments, therapy, MRIs, x-rays, and CT scans can all add up to a staggering sum.

What sort of damages can you recover if you suffered a ruptured disc from a vehicle collision?

You may be entitled to compensation for one or more of the following costs and damages:

  • Prior medical bills
  • Future medical costs
  • Lost income or wages while you’re recovering
  • Pain and suffering
  • Emotional distress
  • Loss of consortium due to injuries
  • Therapy for PTSD from the collision
  • Insomnia or other sleep disturbances
  • Physical pain or discomfort, temporary or permanent

How much compensation can you expect?

It is difficult to predict the total value of compensation a victim (or plaintiff) will receive as everyone’s injuries are different. Many factors may determine the full payment, such as the following: what type of herniated disk you have, the location of the disk, the severity of injury and trauma to your spinal column, whether you have a herniated disk or a bulging disk, and if you require surgery. However, you could receive anywhere from $30,000 to $150,000, or even more in some instances.

Is there a time limit to file a lawsuit for an auto accident?

Yes, there is a statute of limitations in an auto accident-related personal injury lawsuit. Under California Code of Civil Procedure Section 335.1, you have two years from the date the injury arose. That might be the date of the crash or the date you became aware of your injuries that were caused by the crash.

For more specific guidance as to the value of your claim and the strength of your case, contact our experienced team of San Francisco car accident lawyers today to set up a consultation. Contact The Law Office of Daniel H. Rose at 415-946-8900 or online.