If you have been injured while riding in someone else’s car, you are likely facing many of the same challenges as the driver, with the added difficulty of knowing how to navigate compensation for your injuries when the vehicle you were riding in was not yours.
Can you file a claim through the insurance of the driver? Can you initiate a claim through your own insurance? What if you were riding in an Uber or Lyft when you were injured? You may have a lot of questions following your accident and more confusion than answers.
In this article, we will explore these issues to help you move forward and collect the compensation you deserve.
Can you file a claim through the insurance of the driver?
Yes. As an individual who was injured in the vehicle of an insured driver, you can file a claim for damages through the driver’s motor vehicle insurance company. These damages may include your past medical bills, future medical bills, and lost wages from time off from work. If your injuries were significant, these damages may also include compensation for temporary or permanent disability, loss of earning capacity if you are no longer able to physically work at your job, and pain and suffering.
Can you initiate a claim through your own insurance?
If you are finding it difficult to file a claim through the motor vehicle insurance of the driver, you can also file a claim for compensation through your own insurance company. Typically, your insurance company will demand payment from the insurance company of one of the drivers involved in the accident on your behalf. They may also try to resist dealing with your claim altogether. If your insurance company does pay you for the claim, your compensation will likely be reduced by the amount of your deductible.
What if you were riding in an Uber or Lyft when you were injured?
Being injured as a passenger in an Uber or Lyft ridesharing vehicle presents its own set of unique questions and challenges. In these cases, there may be more than one party you can seek relief from including the driver of the Uber or Lyft vehicle, as well as the companies themselves.
Contact an Experienced Injury Attorney Today
If you have been injured as a passenger in someone else’s vehicle, the path to and challenges involved with recovering compensation for your damages may be different, but you are still entitled to be made whole by the individual who was negligent in causing the accident, whether that individual was the driver of the vehicle you were riding in or the driver of another vehicle.
Our team of highly skilled and experienced personal injury attorneys can help you navigate all of your options and pursue the maximum amount of compensation you are entitled to. We work on a contingency fee basis, which means that you will not owe any legal fees out of pocket, and we only get paid if you win your case in a settlement or court judgment.
For more information and to schedule a complimentary consultation of your case contact Dan Rose Law today.