If you suffered injuries and losses after an accident that was a result of someone else’s negligence, you may have the legal right to receive a settlement from that person’s insurance company to cover your medical bills, lost wages, property damage, and pain and suffering. Unfortunately, many insurance companies will use manipulative tactics and dirty tricks following an accident in order to pay the minimum amount possible to a victim of an accident. The following are some of the unscrupulous tactics that an insurance company may use following an accident in order to pay the minimum amount possible to a victim.
Many insurance companies will attempt to settle with a victim as soon as possible in order to provide a low settlement and close the case. Unfortunately, many victims feel overwhelmed with their astronomical medical bills; their inability to return to work resulting in lost wages as a result of their injuries; property damage to a vehicle making it impossible for them to drive anywhere, and overall pain and suffering resulting from physical or psychological trauma following the accident. Insurance companies understand this and will use it to their advantage to offer low settlement amounts quickly, in the hopes that a suffering victim will simply take the money.
Insurance companies want to pay as little as possible for medical bills, and therefore, they may attempt to deter you from visiting a doctor at all. In other cases, they may indicate that it is a requirement that you visit with their recommended doctor instead. You have the legal right to pursue any medical care you need to ensure your health.
Many insurance companies work hard to keep the value of the insurance policy a secret for as long as possible. This is an attempt to prevent a victim from receiving the amount they deserve under the law.
Insurance companies know that a victim only has a limited amount of time to file a claim in court, and they will intentionally delay the entire process in order to prevent a victim from filing a claim in a court of law within the statute of limitations.
Many insurance companies add layers and layers of bureaucracy in order to frustrate victims and hope that they either give up or fail to actually fill out the necessary paperwork in order to obtain the compensation they deserve.
Many insurance companies want you to go to their specially-selected repair shop which will ensure that they will pay as little as possible for your property damage portion of your claim.
Insurance companies may attempt to request a full medical history in an attempt to find something in your past that could be responsible for your current medical illnesses or injuries — a “pre-existing condition.” Victims do not have the legal responsibility to disclose a full medical history to insurance companies following an accident.
If you suffered injuries or losses in an accident, consider visiting with an experienced personal injury attorney today at The Law Office of Daniel H. Rose at 415-946-8900 or online who can negotiate with insurance companies on your behalf and ensure your legal rights remain protected.